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It is a condition of booking with us that all the clients have adequate travel insurance at the time of booking and it is your responsibility to do so. Your travel insurance must cover accidents, injury, illness and death medical expenses, including any related to pre-existing medical conditions, emergency repatriation and personal liability. We also recommend it covers cancellation, curtailment and loss of luggage and personal effects. We reserve the right to ask for further evidence that you have purchased comprehensive insurance cover. Your acceptance of these terms and conditions will be treated as confirmation that every member of your party has such insurance.